COLLECTIVE ABUNDANCE FUND

An opportunity for building Indigenous wealth to support a future in which Indigenous people flourish.

The Collective Abundance Fund supports Indigenous wealth for individuals and families who live in Minnesota, North Dakota, and South Dakota. The Collective Abundance Fund fosters efforts to build generational Indigenous wealth while creating an abundance of social and cultural sharing.

The Collective Abundance Fund will have a deeper focus
on Power Building in 2025

The Collective Abundance Fund will place a deeper focus on Power Building in 2025, with the next launch in the fourth quarter of 2025 and awards in the first quarter of 2026. Since 2023, $15.9M has been awarded to 396 individuals and families. The Collective Abundance Fund is dedicated to continuing to provide resources and power-building to awardees to achieve their dreams and aspirations rooted in the definition of Indigenous wealth.

We are going deeper.  As we see a rise in authoritarianism and threats to democracy, it requires us to prioritize efforts that sharpen our spear, invest in and strengthen our movement.  We will strengthen our movement and community organizing by honing in on unified efforts among our partners.

Award Amount

$25,000 or $50,000

Award Term

18 Months

Award Timeline

Launch Nov 5, 2025
Registration Closes Nov 19, 2025
Fluxx Assistance Closes Nov 26, 2025
Closes Dec 5, 2025
Award July 2026

COLLECTIVE ABUNDANCE FUND INTENT

The NDN Collective Abundance Fund provides wealth-building gifts to Indigenous Peoples living in Minnesota, North Dakota, and South Dakota. The Collective Abundance Fund supports the rebuilding of generational wealth while addressing the wealth gap among Indigenous individuals and families. By focusing on redefining a life of abundance on our own terms, emphasizing quality of life, community well-being, relationships, and a spirit of generosity, the gift offers an opportunity to challenge colonial thinking that created exploitative economic systems impacting our people and communities.

The Collective Abundance Fund placed a deeper focus on power-building in 2025. Since 2023, $15.9M has been awarded to 396 individuals and families. The Collective Abundance Fund is dedicated to continuing to provide resources and power-building to awardees to achieve their dreams and aspirations rooted in the definition of Indigenous wealth.

The NDN Collective Abundance Fund embraces the following definition of wealth:

Indigenous wealth is a quality of life and mindset that encircles family and community well-being and the care of relationships (self, family, extended family, community, land, environment), and a spirit of generosity. Money is a tool to support basic needs and bring financial security and self-determination so that one can live a “good life,” abundant in social and cultural sharing.

Collective Abundance Fund
supports efforts to:

DEFEND

Dismantle the Indigenous wealth gap created by resource extraction and federal policy.

DEVELOP

Rebuild generational wealth through social and cultural sharing.

DECOLONIZE

Reclaim Indigenous concepts of wealth.

COLLECTIVE ABUNDANCE FUND YEAR ONE EVALUATION REPORT

YEAR ONE COLLECTIVE ABUNDANCE FUND FINAL REPORT

CLICK HERE TO DOWNLOAD
  • Indigenous individuals and families must reside in Minnesota, North Dakota, and South Dakota.
  • Applicants must be Indigenous to North America.
  • (Canada, Mexico, United States) and the related Island nations of Hawai’i, Boriken/Puerto Rico, American Samoa, Guam, the Northern Mariana Islands, or the U.S. Virgin Islands.
  • This opportunity is open to Indigenous Peoples over the age of 18.
The NDN Collective Abundance Fund provides wealth-building awards to Indigenous people who reside within the tri-state region of Minnesota, North Dakota, and South Dakota. The gift supports the rebuilding of generational wealth while beginning to address the wealth gap among Indigenous individuals and families. This is just one action that supports the advancement of our work to Defend, Develop, and Decolonize. This gift is an opportunity to advance the dismantling of colonial thinking that created exploitative and extractive economic systems that have negatively impacted our People and communities. This work is centered around a redefinition of wealth from our Indigenous perspective, rather than the western definition of wealth that is rooted in capitalism, which promotes the accumulation of money and material possessions often without regard to the protection of people and Mother Earth.

Awardees will receive a gift of $25,000 or $50,000 to invest in and support their self-determined wealth-building activities. In the spirit of self-determination,  individuals and families will decide what activities to include in their plan to create long-term, transformative change. NDN Collective’s principles and strategies to Defend, Develop & Decolonize inspire all Collective work; therefore, wealth-building plans must reflect sustainable, generational, regenerative values. 

Awardees will receive 95% of their award after attending five Trauma of Money Power Building Sessions.  The remaining 5% will be released to the awardee upon approval of the progress report and final report.

NDN Collective invites Indigenous individuals and families to imagine opportunity and envision a collective regenerative economy where all people live well-balanced and healthy lives. 

This gift will support an eighteen-month (18-month) self-determined wealth-building plan for any of the following activities:

  • Homeownership or Household Stability: Down Payment, Home Repair, Home Rehabilitation, Home Addition, Multi-generational Housing Development, Land Purchase Education or Skill Building: Higher Education, Trade, and Vocational Training Certificate or Diploma (tuition, fees, books, supplies)
  • Business Development: Business investments that leverage or support business growth and sustainability, capital investments, equipment, supplies, and land purchase.
  • Food Security: Sustainable Family Food Systems (such as gardens and greenhouses, land purchase, infrastructure investments, livestock, food processing/production equipment and supplies, hunting/fishing)
  • Culture and Traditions: Language, Cultural Knowledge, Healing Practices, Art, cultural mentors, apprenticeships, supplies, equipment, and land purchase.
  • Reliable Livelihood: Reliable Childcare, Technology, Debt Relief, and Reliable Transportation may be considered to support a reliable livelihood and lead towards a wealth-building goal of Homeownership, Education, and Business. Must support Wealth-Building Goal #1.
  • Financial Wellness & Planning: (Optional) Applicants are encouraged to include Financial Wellness & Planning in their application. While optional, you can allocate up to $1,000 of the requested award amount to support activities like tax advice, tax advisement, and financial wellness classes. Please note that these funds cannot be used to pay taxes and must be included in your total award request.
  • Health and Wellness: (Optional) Describe your commitment to personal wellness and healing needed to support the “good life” and sustain a life of abundance. Also, describe the activities that will support you and your family’s commitment to wellness and/or healing. How will the optional Health and Wellness (up to $2,000 of the award) be allocated? Examples include fitness equipment, gym memberships, therapy, ceremonies, and uninsured healthcare needs.
  • Activities that are extractive in nature or that may cause harm to people or Mother Earth will not be supported (for example, non-regenerative practices in farming or ranching)
  • Activities in response to emergencies or crises.
  • Activities supporting luxury, recreational, or ongoing expenses (rent, utilities).
  • Applicants and activities outside of the tri-state area of Minnesota, North Dakota, and South Dakota.
  • Note: For educational goals and attending school/training outside of the tri-state area, you must provide current written documentation that reflects your primary residence in MN, ND, or SD.
  • Awardees may not reapply in the following years. Applicants who are not awarded may reapply in subsequent years.

Planning for your dreams takes time and effort.
Applications can take up to 20 hours to complete; letters of support (dated for this year) and spending plans will take the longest.

Step 1: Review Program Intent & materials.  Is now the right time for you to apply?
Step 2: Preparing for your application may take up to 20 hours – plan ahead! 
Step 3: Create an overall wealth-building plan (vision board) 
Step 4: Gather the required documents: 

Step 5: Register to Apply
(Registration opens November 5, 2025, and closes November 19, 2025)
Step 6: Review application questions
Step 7: Draft application responses & draft a Spending Plan* (research timeline/costs)
Step 8: Review & Finalize your application, Spending Plan*, & required documents 
Step 9: Submit your application before December 5, 2025 – Do not wait for the deadline; double-check that you successfully clicked the submit button.

*These activities will take the most amount of time.

  1. REGISTRATION and APPLICATION
    Registration and Applications open Wednesday, November 5, 2025, at 9 a.m. US Central Standard Time/8 a.m. US Mountain Standard Time.

    Registration ends Wednesday, November 19, 2025 at 3 p.m. US Central Standard Time/2 p.m. US Mountain Standard Time.
  2. APPLICATION
    The Application will close on Wednesday, December 5, 2025, 3 p.m. Central Standard Time/2 p.m. US Mountain Standard Time.

**Disclaimer: Fluxx technical support ends on Wednesday, November 26, 2025, at 3 p.m. US Central Standard Time/2 p.m. US Mountain Standard Time.

Awardees will receive awards of $25,000 or $50,000 to invest in and support wealth-building activities that foster long-term, transformative change and embody sustainable, generational, and regenerative values.

Awardees will receive an initial 95% of the award after attending five (5) Power Building sessions of Trauma of Money. The remaining 5% will be released once the progress report and the final report, aligned with the awardee’s wealth-building plan, are submitted and approved.

NDN is making Collective Abundance Fund awards for the charitable purpose of building family and generational wealth from an Indigenous perspective and beginning to address the wealth gap among Native families. NDN is under no obligation to make any award and will receive no services in return for making any award. 

NDN intends for the Collective Abundance Fund awards to be a gift. A payment intended to be a gift is generally not taxable to the individual receiving it, but that is not always the case. NDN cannot advise any recipient on their tax liability with respect to their award, nor can it advise on whether an award will impact a recipient’s eligibility for benefit programs. We encourage applicants to seek a full understanding of the potential impacts of a cash award for their individual and family households. This includes understanding and assessing the potential impact of receiving an award on their current and future eligibility for public county or tribal assistance programs and services individuals and families may receive. In addition, awardees are strongly encouraged to consult with their tax advisors.

Opens November 5, 2025
& Closes November 19, 2025

  • Helpful hints:
    1. Using a computer or laptop is best to complete registration, login, and/or your Application.
    2. Chrome browser works best with the application online system.

    The application is a two-step process. Registration MUST be completed before the initial application. Incomplete or late applications will NOT be considered. Plan accordingly!

  • Registration opens November 5, 2025, at 9 a.m. US Central Standard Time/8 a.m. US Mountain Time.
  • Registration ends November 19, 2025, at 3 p.m. US Central Standard Time/2 p.m. US Mountain Time.

NDN Eligibility Quiz

  1. You Are Not Eligible to apply for any NDN grant program that is directed to an individual, such as the Collective Abundance Fund, if you are currently an NDN Collective:
    1. Employee
    2. Member of the Board of Directors
    3. Contractor/Consultant
    4. Advisory Board/Committee Member
    5. Immediate blood, adopted family, or spouses/domestic partner of an NDN Collective employee or Board of Directors. This includes parents, children, and siblings.
    Do any of the above five apply to you?
    Select Option Yes No
  2. NDN Collective defines Indigenous peoples as ethnic communities whose ancestry descends from the earliest, original inhabitants of a given region, in contrast to groups that have settled, occupied, and/or colonized the region more recently. This is consistent with the UN Declaration on The Rights of Indigenous Peoples. Do you identify as Indigenous to the U.S., Canada, Mexico, Islands of Hawai’i, Boriken/Puerto Rico, American Samoa, Guam, the Northern Mariana Islands, and the U.S. Virgin Islands?
    Select Option Yes No
  3. Are you at least 18 years of age?
    Select Option Yes No
  4. Is your primary residence in Minnesota, North Dakota, or South Dakota?
    Select Option Yes No
  • Application opens on November 5, 2025, at 9 a.m. US Central Standard Time/8 a.m. US Mountain Time.
  • Application closes December 5, 2025, at 3 p.m. Central Standard Time/2 p.m. US Mountain Time.
  • NDN will NOT make exceptions to the Registration or Application Deadlines. This includes incomplete applications, application mistakes due to user error, or faxed/emailed or mailed applications unless there has been prior approval by NDN Resourcing staff.
SAMPLE APPLICATION QUESTIONS
The Collective Abundance Fund will be a three-step selection process to choose awardees. Each year, thousands of relatives apply for the fund across the tri-state region of Minnesota, North Dakota, and South Dakota.

Collective Abundance Fund Selection Process

Step 1: Applicant Confirmation. First, our team reviews all applications to verify eligibility and completion and ensure that the application meets the qualification criteria. Applications that meet all the requirements are advanced to the next step of the process. The qualifications for the Collective Abundance Fund are simple:

  1. You are eligible for the Collective Abundance fund based on:
    1. Do you identify as Indigenous to the U.S., Canada, Mexico, the Islands of Hawai’i, Borikén/Puerto Rico, American Samoa, Guam, the Northern Mariana Islands, and the U.S. Virgin Islands?
      1. NDN Collective defines Indigenous peoples as ethnic communities whose ancestry descends from the earliest, original inhabitants of a given region, in contrast to groups that have settled, occupied, and/or colonized the region more recently. This is consistent with the UN Declaration on the Rights of Indigenous Peoples.
    2. Are you at least 18 years of age?
    3. Is your primary residence in Minnesota, North Dakota, or South Dakota?
    4. You Are Not Eligible to apply for any NDN grant program that is directed to an individual, such as the Collective Abundance Fund, if you are currently an NDN Collective:
      1. Employee
      2. Member of the Board of Directors
      3. Contractor/Consultant
      4. Advisory Board/Committee Member
      5. Immediate blood, adopted family, or spouses/domestic partner of an NDN Collective employee or Board of Directors. This includes parents, children, and siblings.
  2. You have a wealth-building goal plan: how you plan to use a gift to build generational wealth for you and your family.
  3. You can speak to the ways you are connected to your Indigenous family and community in Minnesota, North Dakota, and/or South Dakota.
  4. Your wealth-building Goals are ethical and aligned with the values of NDN Collective – Collective Abundance Fund.
  5. If you are applying as a group, all members will work on a single goal, focusing on an eligible wealth-building goal.

Step 2: Random Selection. Because we receive a high volume of applications and in the interest of fairness, we use a computer program to randomly select qualified applicants for an award.

NDN Collective staff members observe our selection process. Only complete applications will be considered, and due diligence will be completed to remove any incomplete applications. After applicants are selected, each application is reviewed in depth a second time to confirm alignment with the NDN Collective Abundance Fund’s Indigenous wealth definition that came from the Community Voices Report.

Indigenous wealth is described as a quality of life and mindset that encircles family and community well-being and the care of relationships (self, family, extended family, community, land, environment), and a spirit of generosity. Money is a tool to support basic needs (e.g., safety, food, shelter, education) and bring financial security and self-determination so that one can live a “good life,” abundant in social and cultural sharing.

If we learn upon review that an application doesn’t meet the requirements, another applicant is drawn using the random-selection process.

We chose this process for several reasons. We recognize that traditional grantmaking often favors those with access to resources, training, or professional grant-writing skills. We believe in our relatives’ personal sovereignty and wealth-building plans and are not looking for professionally written applications.

We acknowledge that no process is perfect, but research and practice within the field give us confidence that random selection is the most equitable approach for this fund.

Step 3: Confirmation of Finalists. The awardees selected in Step 2 will be contacted via email and phone to confirm their participation in the program. Finalists have 10 calendar days to respond by email or phone. If we do not hear from someone within that timeframe, they will be disqualified, and the gift will be extended to another qualifying applicant.

Please enter the correct email address and phone number on the application to ensure we can reach you if you are selected.

Q1: Who is eligible to apply for the Collective Abundance Fund?

  • Applicants MUST meet the following criteria in order to apply:
  • An Indigenous person to Turtle Island (US, Mexico, Canada), which includes related Island Nations (including American Samoa, Guam, the Northern Mariana Islands, Borikén/ Puerto Rico, and the U.S. Virgin Islands). NDN Collective honors the definition of Indigenous from the UN Declaration on the Rights of Indigenous Peoples; and
  • 18 years of age or older; and
  • Must reside within the tri-state area of Minnesota, North Dakota, or South Dakota.
  • You Are Not Eligible to Apply for any NDN grant or award program that is directed to an individual, such as the Collective Abundance Fund, Radical Imagination, or Changemaker Fellowship, if you are currently an NDN Collective:
  • Employee
  • Member of the Board of Directors
  • Contractor/Consultant
  • Advisory Board/Committee Member
  • Immediate blood, adopted family, or spouses/domestic partner of an NDN Collective employee or Board of Directors. This includes parents, children, and siblings.

Q2: If I registered last year, do I have to register again?

  • Yes. Registration is REQUIRED to access the application. If applicants have registered in previous years, they will need to register again for Year 3.

Q3: When will NDN Collective start disbursing funds?

  • The Collective Abundance Fund Fluxx portal will open on Wednesday, November 5, 2025. Registration ends on November 19, 2025. The application deadline is Friday, December 5, 2025, at 5 p.m. CST. The award period will be July 2026 for 18 months. Please watch the NDN Collective website for current information: ndnco.cc/ColAb

Q4: How much money could I receive?

  • Awardees will receive either $25,000 or $50,000 as a gift to invest in and support their self-determined wealth-building activities.

Q5: What are the tax and benefit implications for receiving the gift?

  • NDN is making Collective Abundance Fund awards for the charitable purpose of building family and generational wealth from an Indigenous perspective and to begin to address the wealth gap among Native families. NDN is under no obligation to make any award and will receive no services in return for making any award.
  • NDN intends for the Collective Abundance Fund awards to be a gift. A payment intended to be a gift is generally not taxable to the individual receiving it, but that is not always the case. NDN cannot advise any recipient on their tax liability with respect to their award, nor can it advise on whether an award will impact a recipient’s eligibility for benefit programs. We encourage applicants to seek full understanding of potential impacts of a cash award for their individual and family households. This includes understanding and assessing the potential impact of receiving the gift on their current and future eligibility of public county or tribal assistance programs and services individuals and families may receive. In addition, awardees are strongly encouraged to consult with their tax advisors.

Q6: What have you done to prepare and start your wealth-building plan?

  • Describe secured or pending resources you have leveraged or used to support your wealth-building activities to demonstrate preparedness.
  • On-Reservation Homeownership — Is the land secured? Do you have a tribal land lease? Do you have approval to build? Are you pre-qualified by a lender for on-reservation land? Are you aware of any debt that needs to be paid off? And have you completed a first-time home buyer course?
  • Off-Reservation Homeownership — Have you been pre-qualified by a lender? Are you aware of any debt that needs to be paid off? And have you completed a first-time home buyer course?
  • Household Stability — Have you received three quotes from certified, insured contractors or trusted individuals? Have you contacted the Tribal TERO (Tribal Employment Rights Office) on Reservation land?
  • Education — Have you applied to school? Received an acceptance letter? Have you applied for or been notified of a tuition waiver/scholarship?
  • Business Development — Have you created a business plan or updated your current one? Examples could include skills, equipment, financial resources, technical assistance, land, or community resources.

Q7: What activities can the award support?

  • Awards will support an eighteen-month (18-month) plan to achieve wealth-building goals. The following goals and activities are expected to be supported to reflect the aspirations identified by the community (The Community Voices Report can be found here at ndnco.cc/ColAb)
  • Homeownership or Household Stability: Down Payment, Home Repair, Home Rehabilitation, Home Addition, Multi-generational Housing Development, Land Purchase
  • Education or Skill Building: Higher Education, Trade, and Vocational Training Certificate or Diploma (tuition, fees, books, supplies)
  • Business Development: Business investments that leverage or support business growth and sustainability, capital investments, equipment, supplies, and land purchase.
  • Culture and Traditions: Language, Cultural Knowledge, Healing Practices, Art, cultural mentors, apprenticeships, supplies, equipment, and land purchase.
  • Reliable Livelihood: Reliable Childcare, Technology, Debt Relief, and Reliable Transportation may be considered to support Wealth-Building Goal #1. (Activities should not be luxury, recreational, or ongoing expenses, such as rent, cellphone, or utilities)
  • Optional but highly recommended: Health & Wellness and Financial Wellness & Planning
  • Health and Wellness: (Optional) Describe your commitment to personal wellness and healing needed to support the “good life” and sustain a life of abundance. What activities will support your family’s wellness and healing? How will the optional Health and Wellness (up to $2,000) be used? Examples include fitness equipment, gym memberships, therapy, ceremonies, and uninsured healthcare. *This amount is part of the total award and NOT additional funding.
  • Financial Wellness & Planning: (Optional) Applicants are encouraged to include Financial Wellness & Planning in their application. While optional, you can allocate up to $1,000 of the requested award amount to support activities like tax advice, tax advisement, and financial wellness classes. Please note that these funds cannot be used to pay taxes and must be included in your total award request. *This amount is part of the total award and NOT additional funding.

Q8: Are there activities that will NOT be supported?

  • Yes, the following areas will NOT be supported:
  • We will not support activities that are extractive in nature or that may harm people or Mother Earth.
  • The Collective Abundance Fund is not intended to provide support for family emergencies or crises and is not a rapid response award.
  • The Collective Abundance Fund is not intended to support monthly living expenses such as rent, utilities, monthly bill payments, or luxury items.
  • Organizations - This fund is designed specifically to support individuals and families in reducing the wealth gap and providing Indigenous wealth-building opportunities. These funds do not support non-profit organization operations, payroll, bonuses, or employee benefits.

Q9: Can I apply again next year if I don’t get awarded?

  • Yes. Applicants who were not selected are welcome to reapply in future years. However, those who have previously received this gift are not eligible to reapply.

Q10: Will there be any requirements with the award?

  • Yes. Awardees will be required to participate in a Welcome and Orientation in addition to four (4) virtual Learning and Power Building sessions that will provide training, resources, and opportunities to share and learn from, furthering the collective Indigenous wealth and power-building movement.
  • Awardees will also be expected to submit a progress report and final report on the impact of their wealth-building activities and how they were accountable for their wealth-building plans. This will include demonstrating the use of award funds and sharing insights and lessons learned during the award period.

Q11: Will there be required documents?

  • Yes. Applicants must submit income verification, three letters of support, a spending plan, and a Navigator Agreement form (if applicable).
  • Income Verification
  • A copy of your or the head of household’s most recent U.S. Individual Tax Return (include the first two pages of Form 1040).
  • If a 1040 or state income tax return is not available, then the following documents are acceptable:
  • If employed: the most recent pay stub
  • If self-employed, the most recent year-to-date profit and loss statement must be an official document, such as a QuickBooks profit and loss statement or an accountant-generated statement.
  • If a recipient of Social Security benefits, the most recent Social Security benefits letter
  • If unemployed: the most recent copy of your state Unemployment Income benefits letter
  • Being a Good Relative: How does the applicant demonstrate a spirit of generosity? How are they contributing to the social and cultural sharing across families, clans, and communities?
  • Reputation & Commitment to Wellness: What is their reputation in their communities? If there was a challenge in their life, how have they overcome and healed from it?
  • Wealth-building plan: Why do you believe in their wealth-building goals? How will it benefit their generational wealth?
  • The Wealth Building Spending Plan outlines how you will spend your award funds. The Spending Plan should match the goals and activities described in your application. List your activities (such as supplies, equipment, vendor or consultant payments, large purchases, etc.), and your estimated costs. The total must not exceed the award amount or the 18-month award period.

Q12: What will the Application Questions include?

  • The Collective Abundance Fund Application will include questions about the individual and family’s wealth-building plan, goal(s), proposed activities, and estimated costs. Plans and goals must align with the Indigenous wealth definition:

    Indigenous wealth is a quality of life and mindset that encircles family and community well-being and the care of relationships (self, family, extended family, community, land, environment), and a spirit of generosity. Money is a tool to support basic needs and bring financial security and self-determination so that one can live a “good life,” abundant in social and cultural sharing.
  • Family Information. Please tell us about yourself, your family, who you share your home with, and your current living conditions. Applicants will be expected to share household income, family size, and date of birth.
  • Wealth-Building Goals. Wealth-building goals describe your individual/family’s overall intention and what you hope to accomplish (projected outcomes).
  • Wealth-Building Plan and Activities. Plans must specify how awarded funds will support wealth-building goals to create lasting change and impact.
  • Resource Planning. Our People have always planned and prepared, seasonally and ceremonially. Planning is key to achieving a life of abundance. To plan effectively, we identify our resources, needs, and anticipate potential obstacles.
  • Being a Good Relative. Indigenous wealth includes a spirit of generosity and the ability to contribute to social and cultural sharing across our families, clans, and communities. Being a good relative also includes creating safe spaces and protocols of engagement that consider the health and well-being of others, including the prevention/protection of participants from the harms of physical/sexual abuse or exploitation.
  • Navigators. Applicants may have a relative or other trusted community member assist them in navigating the application process, including logging into the application portal on their behalf. Applicants should select a trusted family member or community member as their Navigators due to the confidentiality and personal information shared in the application.

Q13: Why do applicants need to share household income?

  • The planning and community engagement process recommended supporting individuals and families across all income levels with a goal of equitable distribution.

Q14: How long does it take to complete the application?

  • Applications can take up to 20 hours to complete; letters of support (dated for this year) and spending plans will take the longest.

Q15: I have poor credit. Will I still be eligible to receive funds?

  • Yes. We will work diligently to ensure broad eligibility, including our relatives with low credit scores. We recognize that the current capitalist system has created a disadvantage for Indigenous, Black, and people of color. Racial wealth gaps are evident in the data, including lower household incomes, home ownership, and education attainment for Indigenous Peoples. These barriers and lack of opportunities contribute to subsequent factors, including poor credit ratings and even no credit rating for individuals.

Q16: Can organizations receive funds?

  • No. This fund is designed specifically to support individuals and families in reducing the wealth gap and providing Indigenous wealth-building opportunities. These funds do not support non-profit organization operations, payroll, bonuses, or employee benefits.

Q17: Will any guidance or advice be given to people with little to no experience in this type of application request?

  • Yes. During the application period, information will be posted on the website.
  • If assistance is needed, applicants may seek support from a Navigator — a relative or other trusted community member to assist in navigating the application process, including logging into the application portal on behalf of the applicant. Applicants should select trusted navigators due to confidentiality and personal information shared in the application.
  • We do not recommend hiring a grant writer or paying anyone to assist with the writing of your application.

Q18. What is the purpose and role of a Navigator?

  • NDN Collective is committed to increasing accessibility for Indigenous individuals and families to apply to the Collective Abundance Fund opportunity. While the application does not include unnecessary or burdensome processes, we recognize that applicants may have limited access to the Internet or computers or be new to application processes.
  • The role of a Navigator is to assist with the Application Process:
  • Registration process
  • Logging into the Fluxx portal
  • Support entering their responses to the application questions
  • Recommendations
  • Uploading required documents
  • Provide feedback to strengthen their responses to application questions
  • *If applicant is awarded, continue to assist with reports and Power Building Sessions
  • NOT Expected to:
  • Brainstorm or Develop their wealth-building plan
  • Develop the responses to the Application Questions
  • Conduct the research for determining estimated costs for completing the spending plan

Q19. Is there an incentive for individual Navigators to support applicants?

  • Yes. We embrace the spirit of being a good relative. Navigators who support applicants with navigating the Fluxx portal, assisting with the application, and submission that leads to a successful award will be eligible for $500.
  • Payment and a subsequent 1099 will go directly to the Navigator. The Navigator and Applicant will be expected to sign an agreement to the relationship, and the Navigator agrees to NOT having personal influence, control, or direct access to any awarded funds if awarded.

Q20. Can Navigators support more than one applicant?

  • Yes. Navigators can support more than one individual with applications. For each successful application, Navigators will receive a 1099 and an EFT form for payment.
  • A Navigator Agreement form must be completed for every applicant supported.
  • The Navigator Agreement form must be printed, signed (with a wet signature), and uploaded to the application in Fluxx.

Q21. How can the Navigator be prepared to support individual applicants?

  • It is important for Navigators to understand the Collective Abundance Fund program and the application process, including the Collective Abundance Fund Application Questions.

Get In Touch With Us

Collective Abundance Fund Content & Application Questions: [email protected]

Fluxx Technical Support: [email protected]

MN – $25,000 Wealth building goal of Education/Skill Building and Reliable Livelihood

“Stay focused on the current goal and plan, write everything down with dates, contact info, and every little detail. Stay persistent, confident, and talk with mentors when in doubt, they are very helpful” – Yr 1 Awardee AH

SD – $50,000 Wealth Building goal of Homeownership/Household Stability

“Research your ideas and plans and make sure you find the total cost surrounding each goal. There may be more involved than you first thought. Be ready for unseen events or circumstances. But don’t be afraid to stick to the wealth-building goals and don’t wait too long to get started.” – Yr 1 Awardee AM

ND – $25,000 Wealth Building goal of Business

“My advice would be to stick to your spending plan and try not to spend your money right away. Think hard about the decisions you make, as this truly is a life-changing opportunity. Whatever you are applying for, give it 100 percent and always bet on yourself. Have faith in yourself.” – Yr 1 Awardee KB

Changing the Narrative The Collective Abundance Fund is designed by and for the people, including the very definition of Indigenous wealth. To learn more about this unprecedented approach to Indigenous wealth building, including the community engagement and subsequent planning and design of the Collective Abundance Fund, read the Community Voices on the Collective Abundance Fund report here.
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