LENDING
LENDING AND IMPACT INVESTING
SEEDING
RELIEF & RESILIENCE
DETAILS
What are the ideal applicants?
Tribal Nations, Tribal Enterprises and/or Tribal Economic Development Corporations, and Indigenous-led and owned development projects across all of Indian Country (tribally-based, rural, and urban)
Looking for $100,000 to $5,000,000 in debt capital
Looking for capacity building and/or technical assistance opportunities
When are you too early?
You have not completed and filed the last three years of business tax returns or your financial audits with management letters.
You have a great idea but have yet to incorporate the business with a Tribe or state
When is NDN Fund not a good fit for you?
You are in need of a grant for your project or business. NDN Fund provides loans and technical assistance/capacity-building only, but within our ecosystem at NDN Collective, there may be other sources of capital please ask the NDN Fund Managing Director, Kim Pate ā [email protected]
Which loan applications are NDN Fund prioritizing?
NDN Fund will prioritize loan requests through a Resilience Impact Assessment Ā© that prioritizes sustainable financing for Native-owned and/or tribally-owned projects and businesses that demonstrate social and environmental benefits aligned with our Resilient and Regenerative Lending Principles (link to R&R Lending Principles). The initial screening questions help prioritize the projects that we will work with.
What do I need to submit a loan application?
Along with completing the loan application request, you will need to upload or submit the following (this list is not exhaustive and other documents may be required in the application portal). Let us know if you need help in applying!
- Most current business plan
- Last three years of business tax returns and/or audited financial statements
- Most recent financials or financial projections (for startups)
- Organizational documents
- Current year annual budget
- Resumes of management
DIRECT
Direct loans to Native Businesses
Range: $10,000 – $50,000
Terms up to 5 years
Type: Primarily secured
PRE-DEVELOPMENT
Bridge and gap loans
Range: $50,000 – $200,000
Terms up to 5 years
Type: Primarily secured
ENTERPRISE
Tribal enterprise and business loans
Range: $250,000 – $500,000
Terms up to 5 years
Type: Primarily secured
CAPITAL
Capital Loans
Range: $500,000 – $10M+
Terms up to 5 years
Type: Primarily secured
HOW DOES NDN FUND DECIDE ELIGIBILITY FOR OUR LOANS AND CAPACITY BUILDING DEVELOPMENT SERVICES?
Using our Resilience Impact Assessment Ā©, NDN Fund selects potential borrowers and capacity building clients that show potential to have social and environmental impact that align with our values.
DETERMINE ELIGIBILITY